The Debt Resisters' Operations Manual

Over the last thirty years, as wages have stagnated across the
country, average household debt has more than doubled. Increasingly, we
are forced to take on debt to meet our needs—from housing, to education,
to medical care. The results—wrecked lives, devastated communities, and
an increasing reliance on credit to maintain our basic living
standards—reveal an economic system that enriches the few at the expense
of the many.

The Debt Resisters’ Operations Manual is a handbook for
debtors everywhere to understand how this system really works, while
providing practical tools for fighting debt in its most exploitative
forms. Inside, you'll find detailed strategies, resources, and insider
tips for dealing with some of the most common kinds of debt, including
credit card debt, medical debt, student debt, and housing debt. The book
also contains tactics for navigating the pitfalls of personal
bankruptcy, and information to help protect yourself from credit
reporting agencies, debt collectors, payday lenders, check cashing
outlets, rent-to-own stores, and more.

Written and edited by a network of activists, writers, and academics
from Occupy Wall Street, additional chapters cover tax debt, sovereign
debt, the relationship between debt and climate, and an expanded vision
for a movement of mass debt resistance.